Don’t accept the sticker price
Pharmacies don’t always post the best deal. Before you pay, check price comparison sites like GoodRx, SingleCare, or Blink Health. Often, the difference between sticker price and coupon price is shocking — hundreds of dollars on some meds. Show the coupon right at the counter.
Ask for the generic — and ask again
Generics are chemically the same in most cases and cost a fraction. If your doctor prescribes a brand name, ask if a generic or therapeutic alternative will work. Say, “Is there a cheaper option that does the same job?” Most clinicians will help.
Call the Manufacturer
Many drug companies have Patient Assistance Programs (PAPs) that give free or low-cost meds to people who qualify. It’s not shameful — it’s smart. Check NeedyMeds or RxAssist, or call the manufacturer and ask for help applying.
Use 90-day fills and mail order when it makes sense
If you’re on a stable medication, buying a 90-day supply through a mail-order pharmacy can cut the per-month price. Just double-check shipping times and storage needs.
Compare Pharmacies
I once saved $120 by switching from the big-box store to a local independent pharmacy. Try a few nearby pharmacies (or use apps) before committing.
Explore clinic and community resources (ask local health centers)
Community health centers, Federally Qualified Health Centers, and some 340B clinics offer steep discounts. If cost is a problem, call your local clinic and ask what programs they have.
Ask about samples and short-term help — doctors can help
Physicians sometimes have samples or small supplies for short-term needs. It’s a bridge — not permanent, but it can buy you time while you arrange assistance.
Check Medicare Part D rules and “Extra Help”
If you’re on Medicare, review your Part D plan each fall. Formularies and prices change — switching plans could save a lot. Also, apply for Extra Help/Low Income Subsidy if you qualify; it cuts premiums and out-of-pocket costs.
SAFETY NOTE: Never split pills or alter dosing without your doctor’s OK. Safety first. Savings second.
With care,
Mike Bridges
Founder, The O55 Report