1. Switch to an MVNO Phone Plan
    Mobile Virtual Network Operators (like Mint Mobile) offer cheaper cell service using major networks.

  2. Get Paid for Recycling
    Some states pay for returned bottles/cans; scrap metal and electronics recycling can also pay.

  3. Use “Senior Skip Days” at Attractions
    Some museums or parks have free days for seniors-call ahead to find out.

  4. Join a Freecycling Group
    Find or give away items for free through local Freecycle or Buy Nothing groups.

  5. Negotiate Medical Bills
    Ask for cash discounts or payment plans-many providers will reduce bills if you ask.

  6. Use a Programmable Thermostat
    Set it to lower heating/cooling when you’re out or asleep-save up to 10% on energy.

  7. Host a “Potluck Party” Instead of Dining Out
    Socialize and enjoy variety without restaurant prices.

  8. Try “Couchsurfing” for Travel
    Stay with hosts around the world for free (great for adventurous seniors).

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