Introduction
(Edition 9)
Dear Friends,
If there’s one thing I’ve learned, it’s the systems. Our money doesn’t slow down just because we do. Banks change rules, fees quietly increase, and old advice keeps circulating, even when it no longer serves us.
Edition 9 is about seeing things clearly again, smarter banking choices that actually fit this stage of life, the money myths that may be costing you more than you realize, and the end-of-year credits and freebies most of us never claim. We’re also walking through a simple “quick audit” to help you spot overcharges before they drain another dollar from your account.
Nothing complicated and nothing overwhelming. Just guidance to help you keep more of what you’ve worked so hard to earn and feel more confident every time you manage your money.
With gratitude and a whole lot of hope,
Mike Bridges
Founder, The O55 Report
The heart of The O55 Report is all about helping people — providing ideas, tips, and hacks on how to be financially smarter.
Practical money-saving hacks
Smart catch-up strategies after 55
Creative income and career reinventions
Motivation, health, and lifestyle tips
Plus one new tip each week that saves you money, guaranteed
Featured Articles
Banking changes, your priorities shift, your fees shouldn’t rise, and your money should work harder for you. We created a guide that walks you through simple moves that can save you hundreds a year without switching your whole routine.
A lot of us grew up with money advice that doesn’t really hold up today. Once you know the truth, you’ll make decisions that protect your savings and open the door to smarter financial choices.
The end of the year is full of financial opportunities that most people completely miss. These small wins can stack up fast — giving you extra breathing room for bills, gifts, or savings.
Prices creep up quietly, especially for seniors. With just a few quick checks, you can spot unnecessary charges and take back control of your monthly costs.
If you’ve been wanting a simple way to keep track of your money each month without complicated apps or confusing charts, this one’s for you. The Budget Buddy is an easy, step-by-step tracker designed to help you see exactly where your money goes, what you can adjust, and how to stay in control of your spending.
Many of us grew up using pen and paper, and this tool brings that same clarity… just organized in a friendlier format.
CRAZY EIGHTS OF THE WEEK
Eight juicy gems a week of fascinating nuggets, insider tips, and strong workable strategies to help you save and gain money

We want this newsletter to feel like it’s ours — not just ours to write, but ours to build together. What would you like us to talk about next?







