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Hi, Friends!
There is one monthly bill many of us have paid for so long that we barely look at it anymore. This week, I want to help you take a second look—because a few minutes could uncover a fee, outdated plan, or discount you have been missing.
My hope is that this edition gives you one simple action you can take today with more clarity, confidence, and peace of mind.
Warmly,
Mike Bridges
FEATURED ARTICLE
Some bills become so familiar that we stop reading them. We see the amount, assume it must be right, and pay it again.
But that bill may now include an outdated plan, a rate increase, an unnecessary service, or a discount you were never given.
This week, I’ll show you exactly what to check—and what to say when you call.
The 5 stages of finance grief
Denial that manual reconciliation is acceptable
Anger over the lack of spend visibility
Bargaining with colleagues to submit expense receipts
Depression for the late nights closing the books
Accepting Ramp to skip the first 4
Public transit discounts can save money, but many adults 55+ never ask because they do not know what programs are available. A simple question at the counter, online, or through your local transit office may reveal reduced fares, senior passes, or benefits you already qualify for.
The AI IPO Rush Is Coming
OpenAI and Anthropic could bring a new wave of AI attention to the public markets. But investors don’t have to wait for the IPOs.
MarketBeat’s 7 AI Stocks to Buy Now report reveals 7 publicly traded companies positioned to benefit from the next phase of AI investment.
Little Known RMD Strategy Allowed by the IRS
For investors with $1M+ in retirement accounts, the tax code allows specific strategies that can reduce your tax exposure once RMDs begin—but only if used before then.
The window is open for anyone within ten years of 73. A fiduciary advisor can review which may apply, at no cost.
💸 Money Leak of the Week: Auto-Renewing Memberships You Forgot About
🚨 Scam Warning: The "Bank Fraud Department" Phone Call
💡 Income Idea: Become a Local Errand Helper
🔧 Useful Tool: A Password Manager
✅ Do This Today: Photograph Your Valuables
YOUR OPINION MATTERS…
Which income source will you rely on most in retirement?
Give a Friend Smarter Money Tips
Someone you know could be overpaying for groceries, prescriptions, insurance, or everyday bills right now.
Share The O55 Report and help them start saving money every week.
If you’ve been wanting a simple way to keep track of your money each month without complicated apps or confusing charts, this one’s for you. The Budget Buddy is an easy, step-by-step tracker designed to help you see exactly where your money goes, what you can adjust, and how to stay in control of your spending.
Eight juicy gems a week of fascinating nuggets, insider tips, and strong workable strategies to help you save and gain money
