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Hi, Friends!

This week’s reset is simple: before you look for more income, check whether your house is quietly leaking money. A few small bills, unused services, and overlooked habits can add up faster than most people realize.

Start with the featured article below. It may help you find one small fix before the weekend is over.

We’re grateful you’re here, and we’re excited for what’s next.

Warmly,
Mike Bridges

FEATURED ARTICLE

Some monthly expenses do not look expensive at first. But small leaks around the house can quietly add up through energy use, subscriptions, inefficient appliances, and habits you barely notice.

The Post-Workout Recovery Secret You’re Sleeping On

You’ve dialed in your workouts, nutrition, and hydration. But if progress still feels slow, there’s one recovery factor often overlooked: sleep.

Muscles repair and rebuild while you sleep. Less sleep means less time to recover.

If getting enough rest is a challenge, CBDistillery offers targeted support your sleep solutions.

Their gummies and tinctures combine non-intoxicating CBD with CBN, a cannabinoid commonly used to promote better sleep.

In a 2021 CBDistillery study, participants reported sleeping longer on average after using CBD and CBN together.

Right now, readers can save 25% on sleep solutions with code SLEEPMORE at checkout.

FSA money can disappear if you miss the deadline. Before the clock runs out, it is worth checking what is left and what eligible expenses you can still use it for.

Little Known RMD Strategy Allowed by the IRS

For investors with $1M+ in retirement accounts, the tax code allows specific strategies that can reduce your tax exposure once RMDs begin—but only if used before then. 

The window is open for anyone within ten years of 73. A fiduciary advisor can review which may apply, at no cost.

After 55, an emergency fund is not about saving a huge amount overnight. It is about creating a simple cushion that can protect your monthly budget when life throws in an unexpected bill.

YOUR OPINION MATTERS…

Give a Friend Smarter Money Tips — Get Rewarded

Someone you know could be overpaying for groceries, prescriptions, insurance, or everyday bills right now.

Share The O55 Report and help them start saving money every week.

Ready to grow your income?

If you’ve been wanting a simple way to keep track of your money each month without complicated apps or confusing charts, this one’s for you. The Budget Buddy and the Personal Budget Planner are easy, step-by-step trackers designed to help you see exactly where your money goes, what you can adjust, and how to stay in control of your spending.

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